Saturday, December 12, 2009

Savings Plans for the Year Ahead

By Jorden Meltz

A recent survey shows that Americans plan to make saving for retirement a priority during the next year. TD Ameritrade reports 66% of women surveyed and 59% of men plan to save more money for retirement in 2010. This is yet another lesson learned by many Americans over the past year and a half that budgeting and savings plans are essentials of personal finance and are things that cannot be ignored. Economists predict that in 2010 the personal savings rate will be 4%, the highest level in over a decade. These predictions correlate with the survey results, showing that hopefully many Americans will realize the importance of personal savings and the benefits they can realize from being more financially responsible.

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