Retirement seems like a distant fantasy to many people. With this economy in the shape it is today people are focusing on surviving year by year rather then planning their futures on the beach. People are thinking about how much they lost rather then what they can still save.
Its been over a year since the recession began and 401k plans and IRAs are almost back to where they were. A lot was lost in the recession and there is no argument that retirement took a big hit. Money does not grow on trees and unless you win the lottery you will have to suffer a little from this loss. However, this doesn't mean all we have to look forward to is number crunching and trying to scramble for money with no income. We just need to reevaluate our priorities and realize that retirement can still be easy and enjoyable. By changing our lifestyles now we are already headed in the right direction. Realizing retirement is about your happiness means that you might need to cut the grandchildren spending a bit, but you can still sit on the beach without worrying about money if you face reality that retirement will come. There are unless plans and companies willing to help you with your specific needs. Asking for help is the hardest part.